A Lifetime Adventure: Buying Your First Home
You finally decided to take a leap and buy your first home. While it’s an exciting experience, there are also many things that you need to think about, but don’t worry – you can do all that it takes to get the keys for the most perfect home on the planet.
Money and mortgage
First of all, you need to be sure that you are financially ready for this big step in your life. Remember, you will need to pay the mortgage on time. That’s why it is very important that you choose a home that you can afford. Be sure not to spend all your savings on buying the house. Put aside some cash that you can invest in renovations, repairs and buying all those little things that make your place a true home.
On the other hand, if you have enough money to buy a small piece of paradise for you and your family, then you should consider getting a home on the beach – and, you will agree that Australia offers plenty of options for fulfilling that dream.
Looking at various houses can confuse you and make it impossible to choose the right one to buy. You can get pretty lost in all those offers and prices so it is time to hire a real estate agent. If you go on your own, then you could end up paying too much money for a house that is not right for you. It doesn’t matter if it’s located in the center of Sydney if it does not meet your needs, right?
A real estate agent can negotiate with house owners for you, get you a loan and finish all that boring paperwork. They will warn you about small things you did not see while inspecting the house – like old floors, bad insulation or problems with heating.
Choose the location wisely
Location is very important and, admit it, you dream of waking up to the sound of waves crashing against the shore. If you are looking for a place close to Sydney with some lovely beaches that will help you relax after a hard day at the office, then you should definitely check out the beautiful houses for sale in Manly. Located between the ocean and Sydney Harbour, this city will fulfill all your dreams. If you don’t want to drive a car, then you will have buses and ferries at your disposal.
There are public and private schools for your children and colleges for students nearby. You can relax by taking a walk down The Corso that stretches from the ferry stop to the foreshore or go snorkeling and surfing in the crystal blue ocean. Jazz lovers will get their five minutes (and more!) at the Annual Manly Jazz Festival that is held over the October Labour Day Weekend. Walking barefoot on the beach, going out to restaurants and cafes in the evening or visiting craft markets and shops will make your life in this city feel like a holiday.
Be careful with loans
If you got a loan to buy the house, you should not be applying for any other ones before you repay that one. There will be plenty of time to buy new furniture or another car. Your credit report should always show lenders that your financial state is still stable and that you did not have any other big expenses. That is how you will save yourself from facing huge financial problems.
Buying a home is a new chapter in the book of your life. Make it a good one for both you and your loved ones.
Authors Bio: Diana Smith is a full-time mom of two beautiful girls interested topics related to home design and latest DIY projects. In her free time, she enjoys exercising and preparing healthy meals for her family.